Of course you do.
Free, no-obligation roof inspection for Lake of the Ozarks homeowners — Osage Beach to Versailles, whether you are here or not.
No obligation. Takes 60 seconds.
BBB Torch Award Winner For Ethics
Recognized for honesty, integrity and trust.
The Lake of the Ozarks has a roofing problem almost no other market has: a large share of these homes are empty most of the year. A storm comes through in April, nobody is standing in the driveway to see it, and the damage is not discovered until somebody opens the house in June — by which time the roof has been letting water in for two months and the clock on the insurance claim has been running the whole time.
Osage Beach, Lake Ozark, Camdenton, Sunrise Beach, Versailles — about a minute.
You do not have to be there. We inspect, photograph everything and send you the file.
A straightforward quote, plus claim documentation if the storm did real damage.
Midwest homeowners rate the work five stars again and again — part of the 50,000+ satisfied customers we've served. Family-owned, and it shows in how the crews treat a property.
When you call for a quote in St. Louis, you get a local office and local employees — not a call center in another state. Someone who actually knows the neighborhood and the weather answers.
Every roof we install is backed by a lifetime warranty. Not a promotion, not a tier — every roof.
This award recognizes honesty and integrity in how a business treats its customers. A roof is one of the biggest purchases you'll make for your home, so who you trust with it matters.
John Beal Roofing serves the Lake of the Ozarks — Osage Beach, Lake Ozark, Camdenton, Sunrise Beach, Four Seasons, Laurie, Gravois Mills, Eldon and Versailles, across Camden, Miller and Morgan counties.
Damage to a primary residence gets noticed. Somebody hears the hail, sees the shingles in the yard, spots the ceiling stain within days. A second home gets none of that. The storm hits in March and the owner arrives Memorial Day weekend. In between, wind-lifted shingles have let three months of rain into the decking, and what would have been a straightforward claim has become a decking and insulation job. Most policies also expect prompt reporting of damage, so the delay itself can complicate the claim. If you own here and do not live here, a post-storm inspection is not an upsell — it is the only way you find out in time.
Wind crossing miles of open water arrives at the shoreline having lost nothing to friction, and the homes taking it are frequently the most exposed ones on the lake — bluff lots, peninsula points, anything with a clear westward view. That is also where the wind damage concentrates. It rarely dislodges shingles visibly. It breaks the seal strip so the shingle lies flat but is no longer bonded, then the next hard rain runs underneath it.
Custom lake homes are built for the view, which means multi-level rooflines, banks of dormers, deep overhangs, wide decks and porch roofs tying into main slopes at awkward angles. Every one of those transitions is a place water can get in, and nearly every leak we find at the lake is at a valley, a sidewall or a dormer cheek rather than in the open field. A quote priced off square footage alone has not accounted for the part of the roof that actually fails.
Our mid-Missouri office covers the full lake area, and that includes the communities away from the main channel — Versailles, Laurie, Gravois Mills and out through Morgan County — not just the Osage Beach strip. Every roof we install carries a lifetime workmanship warranty, and we hold the BBB Torch Award for Ethics.
No. We inspect, photograph everything and send you the documentation. Most of our lake customers are not on site, and for a second home that is exactly the point.
Osage Beach, Lake Ozark, Camdenton, Sunrise Beach, Four Seasons, Laurie, Gravois Mills, Eldon and Versailles, across Camden, Miller and Morgan counties.
Not necessarily, but time works against you. Most policies expect prompt reporting, and ongoing water intrusion can turn a roof claim into a decking and insulation claim. Get it documented as soon as you can.
Because lake houses are built for the view - multi-level rooflines, dormers, deep overhangs and porch roofs tying in at odd angles. Water gets in at those transitions, not in the open field of shingles.
Roofs at Lake of the Ozarks take wind straight off the water. Storm lines build over open coves and hit lakefront homes with nothing to break the gust, which is why we see so many lifted shingles, torn ridge caps and loose flashing on the lake side of a house. Spring hail and the occasional ice storm round out the year.
The trees and the humidity around the lake add their own problems: shaded roofs stay wet, grow moss and algae, and collect leaves and needles in the valleys. Steep hillside lots also make some lake roofs harder to see from the ground, so damage can go unnoticed for months.
We roof homes, cabins and condos all around the lake in Camden, Miller and Morgan counties.
Lake of the Ozarks has everything from older cabins to large lakefront homes and condo buildings. Many are second homes, and a lot of owners only see the roof a few weekends a year.
For absentee owners we make it simple: we inspect, send you photos and a written quote, and coordinate the work while you are away. Every replacement includes a full tear-off, decking repair, ice and water protection, synthetic underlayment, new flashing and ventilation, and a certified shingle installation backed by our lifetime warranty.
The most common lake repairs are wind-lifted shingles, leaks around chimneys and skylights, worn valleys clogged with debris, and pipe boots that have cracked in the sun. We fix what is broken and tell you honestly how much life the roof has left.
After a storm, we can check your lake home even if you are not there and send you a photo report of anything we find.
Lake roof prices depend on roof size and pitch, tear-off layers, decking repairs, flashing at chimneys and skylights, and access on steep or waterfront lots. The shingle line you choose matters too.
You get a free inspection and a written, itemized quote, with photos if you cannot be there in person.
Your Lake of the Ozarks estimate, install and follow-up come from our local Lake of the Ozarks team — real employees, not a call center.
Every roof we install is backed by a lifetime warranty, from the company that has been doing this since 1947.
Owens Corning Platinum Preferred and IKO ROOFPRO Craftsman Premier — manufacturer certifications only a small share of contractors earn.
Storms in Lake of the Ozarks don’t keep office hours. Call 1-800-JOHN-BEAL day or night for emergency tarping and leak calls.
John Beal has been roofing at the lake for years — it is in our TV commercials — and our local crews know how lake homes are built and where they leak.
No. We inspect, photograph everything and send you the documentation. Most of our lake customers are not on site, and for a second home that is exactly the point.
Osage Beach, Lake Ozark, Camdenton, Sunrise Beach, Four Seasons, Laurie, Gravois Mills, Eldon and Versailles, across Camden, Miller and Morgan counties.
Not necessarily, but time works against you. Most policies expect prompt reporting, and ongoing water intrusion can turn a roof claim into a decking and insulation claim. Get it documented as soon as you can.
Because lake houses are built for the view - multi-level rooflines, dormers, deep overhangs and porch roofs tying in at odd angles. Water gets in at those transitions, not in the open field of shingles.
Yes. We inspect, photograph the roof and send you the photos and a written quote, then coordinate the work with you by phone or email.
Yes. We roof homes, cabins and condos around the whole lake, including Osage Beach, Lake Ozark, Camdenton, Sunrise Beach and Laurie.
With wind off the water and spring hail hitting Lake of the Ozarks roofs, we see plenty of homeowners in Osage Beach, Lake Ozark, Camdenton and Sunrise Beach whose roofs clearly took storm damage, but whose insurance claims came back low or denied. A denial letter is not always the final word.
Note the storm date, photograph dented gutters, vents and AC fins, and get a free on-roof inspection. What a storm inspection covers.
Get the reason in writing, read your policy, and have the roof documented slope by slope. What to do if your hail claim is denied.
Send your insurer a written request with your claim number and photo report, and ask for your roofer to be there. How to request a reinspection.
A second roofer, an engineer, appraisal, a public adjuster or the Missouri Department of Commerce and Insurance. Your second-opinion options.
In Missouri, insurance consumer complaints go to the Missouri Department of Commerce and Insurance. We document the damage and meet your adjuster on the roof; we are roofers, not public adjusters, so negotiating the claim stays between you and your insurer.
Often, yes. Get an independent photo report of the roof, then ask your insurer in writing to reinspect, referencing your claim number. If you still disagree, you can look at appraisal under your policy or contact the Missouri Department of Commerce and Insurance.
Free, no-obligation inspection with photos. Three generations since 1947. Lifetime warranty on every roof.
Get My Free Quote1-800-JOHN-BEALWhat We Do
Roof Replacement · Storm & Hail Damage · Roof Repair · Gutters · Commercial Roofing
"When Mother Nature's at her worst, we're at our best."
Every roof we install is backed by a lifetime warranty.
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